Simplify your Expense Management

Pemo caters to companies of all sizes seeking easy access to corporate cards for their teams. Whether a small startup or a larger enterprise, Pemo is designed to help you eliminate petty cash, control your company’s spending, and streamline the book-closing process. Pemo saves you valuable time and resources.

Pemo eliminates the need for manual entry of employee expenses, making handling expenses easier and cutting down on paperwork for businesses. Every transaction with Pemo cards creates a detailed expense record that syncs effortlessly with your accounting software of choice, providing real-time visibility into your company's spending.

Pemo offers both virtual and physical corporate cards. The cards are pre-funded corporate cards powered by Mastercard and are widely accepted globally, just like traditional credit cards. They can be used at millions of locations worldwide, including online and in-person merchants. Please note that Pemo cards are accepted on all digital advertising platforms (Meta, Google, TikTok, etc.) and all software subscription platforms.No credit is offered on Pemo cards.

Our pricing is simple: a monthly subscription covers everything – software and cards, no hidden fees.Start with our kick-off plan, which includes two free physical cards. Additional cards cost just 29 AED per month each. Plus, enjoy unlimited virtual cards. And remember, we don’t charge setup, transaction, or account closing fees.

Pemo is transparent about its pricing structure. There are no hidden fees; you'll only pay the monthly subscription fee based on your subscription plan, as mentioned in the pricing section. So, we DON’T charge transaction fees, setup fees, account closing fees, etc.Please note that the only fee you will be charged when using a Pemo card in the UAE is an AED5 fee when withdrawing money from an ATM.