Pemo is an expense management solution that allows you to issue as many controllable corporate cards as you need, track expenses in real-time, digitally submit/ match receipts, and export to any accounting software.

This exclusive offer is for Dubai based SMEs. So if you're a Dubai-registered business, you qualify, whether you're a team of 3 or +20!

Yes. As part of our KYB verification process, you'll need a UAE bank account registered in your company's name. Once that's confirmed with your company documents after review, you can issue virtual cards the same day you're approved.

You get an exclusive offer with the subscription fee waived for the first year. There are no setup fees and no minimum spend requirements to get started. 0 Termination fees.

Most teams are up and running within 1 week. Virtual cards can be generated instantly once approved. Physical Mastercard cards typically arrive within a few business days by Aramex.

Every Pemo cardholder gets access to the Mastercard Easy Savings programme: a full suite of discounts and benefits across travel, business tools, advertising, and more. You can explore the full list of offers directly through the programme once you're set up.

Yes. Every time your team spends on a Pemo card, receipts are captured and matched to transactions automatically. This means you never lose a VAT-eligible receipt, and your finance team always has the documentation needed to recover input VAT — saving you money you'd otherwise leave on the table.