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Simplify your Expense Management

Stop juggling receipts and outdated processes. Pemo’s software streamlines your expense tracking, approvals, and insights—so you can focus on growing your business.
  • Replace petty cash with controlled, tracked spending
  • Automate manual data entry and save hours
  • Gain real-time visibility into all your expenses
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Trusted by 6000+ companies

Your exclusive Pemo offer

Start automating your expenses today and

enjoy these perks:
  • First 2 users and 2 physical cards free
  • Unlimited virtual cards per user
  • 50% off every additional user for the first year
99
%
Of users feel secure using Pemo
138
h
Saved by admins every month
95
%
Of users satisfied or very satisfied with Pemo
7350
AED
Saved per month on average

Empowering businesses, delivering results

Quick auto-categorization of expenses 
with Pemo’s AI

Seamless accounting integrations

Automate your accounting with direct integrations, easy-categorization, and real-time sync for every transaction.
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Learn more about accounting integrations

Meet Pemo's
happy customers

A rating of 4.8 on G2 speaks for itself
What an ease to manage our petty cash daily expenses with PEMO. We are totally in love with this app. Our daily paperwork, tracking and WhatsApp photos of bills is all sorted by PEMO. I will recommend this amazing app for all business.
Blessila Vas
Finance Controller, Parklane
Financial Services
If it weren't for Pemo I would've been drowned in cash-counting and reconciliations, instead of making key decisions.
Nas Furqan
CFO, Licena Group
Oil & Gas company, 10-50 employees
To be honest using Pemo is amazing it had eased our daily purchases so much. And noting that the system is also easy to use, which makes it a plus for Pemo.
Kareem Saadieh
Business Analyst, APPRO AE
Financial Services, 10-50 employees
The team utilizes Pemo for various financial operations. They find the entire process, from applying for an account to receiving the card and conducting online transactions, to be smooth and easy. Pemo is crucial in facilitating the company's financial activities, making them an integral part of its operations.
Anas Tayyab
Manger Finance and Account,
Salvone Technology Solutions DMCC
IT, 10-50 Employees
It’s been almost two months since our finance team introduced Pemo, and everything is working well on my end. It is a super user-friendly app, we like it a lot!
Sheena Aranzanzo
Admin, The Warrior Group
Events , 10-50 Employees
Best Team and Best app ever.
Abd Alsalam Najjar
HR Manager, LaLaBix
E-Commerce, 10-50 Employees
Using Pemo is hassel free.
Mohsin Bilal
Director, Fractal Systems
Events, 10-50 Employees
Excellent way to track petty cash.
Masud Pervez
Location Manager, Kelvin Catering Services (EMIRATES) LLC
Hospitality, 200+ Employees
Perfect fintech solution for SMEs.
Karan Chauhan
Fonder, Brands Dynamo
E-commerce, 1-50 employees
Reports can be easily generated. Also, there are options to create a report as per our needs.
Al Pada
Admin, STAMGazStroy LLP
Oil & Gas, 100-200 employees
Easy, simple, effective, excellent service team.
Dia Abu Fannas
Senior Legal Consultant
Legal Services, 1-50 employees
Excellent way to track petty cash.
Masud Pervez
Location Manager, Kelvin Catering Services (EMIRATES) LLC
Hospitality, 200+ Employees

Spend and save

  • Up to 30% on Bonvoy, Booking.com, more
  • Free access to airport lounges
  • Up to 35% off - Meta, Google, Notion, Fiverr and many more

Talk to an expert

Have questions or want to see Pemo in action? Book a demo
with our sales team to discover how we can transform your expense management.
Book demo

Have questions?

Who is Pemo for?

Pemo caters to companies of all sizes seeking easy access to corporate cards for their teams. Whether a small startup or a larger enterprise, Pemo is designed to help you eliminate petty cash, control your company’s spending, and streamline the book-closing process. Pemo saves you valuable time and resources.

How does Pemo simplify
expense management?

Pemo eliminates the need for manual entry of employee expenses, making handling expenses easier and cutting down on paperwork for businesses. Every transaction with Pemo cards creates a detailed expense record that syncs effortlessly with your accounting software of choice, providing real-time visibility into your company's spending.

What types of cards does Pemo offer?

Pemo offers both virtual and physical corporate cards. The cards are pre-funded corporate cards powered by Mastercard and are widely accepted globally, just like traditional credit cards. They can be used at millions of locations worldwide, including online and in-person merchants. Please note that Pemo cards are accepted on all digital advertising platforms (Meta, Google, TikTok, etc.) and all software subscription platforms.No credit is offered on Pemo cards.

How much does Pemo cost?

Our pricing is simple: a monthly subscription covers everything – software and cards, no hidden fees.Start with our kick-off plan, which includes two free physical cards. Additional cards cost just 29 AED per month each. Plus, enjoy unlimited virtual cards. And remember, we don’t charge setup, transaction, or account closing fees.

Are there any hidden fees with Pemo?

Pemo is transparent about its pricing structure. There are no hidden fees; you'll only pay the monthly subscription fee based on your subscription plan, as mentioned in the pricing section. So, we DON’T charge transaction fees, setup fees, account closing fees, etc.Please note that the only fee you will be charged when using a Pemo card in the UAE is an AED5 fee when withdrawing money from an ATM.

Eliminate expense hassle

Join thousands of businesses saving time and money.
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