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🇸🇦 Cards
that automate
expenses for KSA businesses

🇸🇦 Cards that automate
expenses for KSA businesses

Unlimited corporate cards
Real-time expense reporting
Direct accounting integration
Book a demo
Trusted by 6000+ companies in the GCC
Trusted by 6000+ companies in the GCC

Book your free demo!

Unlock exclusive free access in KSA.

Get a hands-on walkthrough of Pemo’s key features and see how it simplifies your expenses.
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Smarter spending starts here

Eliminate petty cash
Say goodbye to petty cash handling with Pemo’s corporate cards. Enjoy full, instant control over spending.
Skip expense reports
Automate expense management with AI-powered receipt matching and real-time expense tracking.
Control your business spend
Set spending limits, customize approval workflows, and monitor spend in real-time with advanced insights.
Close books 5X faster
Automate accounting with seamless software integration, AI auto-categorization, and instant reconciliation.
Keep spend secure
Freeze or unfreeze cards instantly, control spending by category or location, and stay secure with advanced fraud protection.
Save on every transaction
Earn cashback and rewards on business transactions—making smarter spending both efficient and profitable.
99
%
Of users feel secure using Pemo
138
h
Saved by admins every month
95
%
Of users satisfied or very satisfied with Pemo
7350
SAR
Saved per month on average

Empowering businesses, delivering results

Seamless accounting integrations

Automate your accounting with direct integrations, easy-categorization, and real-time sync for every transaction.
Learn more about accounting integrations
Book a demo

Seamless accounting integrations

Automate your accounting with direct integrations, easy-categorization, and real-time sync for every transaction.
Learn more about accounting integrations
Book a demo

Secure, controlled, and protected

At Pemo, security isn’t just a feature—it’s the foundation of our platform.
01.

Secure

PCI-compliant for the highest level of data protection.
02.

Trusted

Powered by Visa for global trust and reliability.
03.

Top rated

Loved by businesses, top-rated on G2 for secure financial management.
01.

Secure

PCI-compliant for the highest level of data protection.
02.

Trusted

Powered by Visa for global trust and reliability.
03.

Top rated

Loved by businesses, top-rated on G2 for secure financial management.

Bye petty cash, hello cashback and discounts

Uncapped monthly cashback
Free access to airport lounges
Up to 30% off - Meta, Google, Freshworks, Paymo, and many more
Book a demo

Top rated on G2

A rating of 4.8 on G2 speaks for itself
What an ease to manage our petty cash daily expenses with PEMO. We are totally in love with this app. Our daily paperwork, tracking and WhatsApp photos of bills is all sorted by PEMO. I will recommend this amazing app for all business.
Blessila Vas
Finance Controller, Parklane
Financial Services
If it weren't for Pemo I would've been drowned in cash-counting and reconciliations, instead of making key decisions.
Nas Furqan
CFO, Licena Group
Oil & Gas company, 10-50 employees
To be honest using Pemo is amazing it had eased our daily purchases so much. And noting that the system is also easy to use, which makes it a plus for Pemo.
Kareem Saadieh
Business Analyst, APPRO AE
Financial Services, 10-50 employees
The team utilizes Pemo for various financial operations. They find the entire process, from applying for an account to receiving the card and conducting online transactions, to be smooth and easy. Pemo is crucial in facilitating the company's financial activities, making them an integral part of its operations.
Anas Tayyab
Manger Finance and Account,
Salvone Technology Solutions DMCC
IT, 10-50 Employees
It’s been almost two months since our finance team introduced Pemo, and everything is working well on my end. It is a super user-friendly app, we like it a lot!
Sheena Aranzanzo
Admin, The Warrior Group
Events , 10-50 Employees
Best Team and Best app ever.
Abd Alsalam Najjar
HR Manager, LaLaBix
E-Commerce, 10-50 Employees
Using Pemo is hassel free.
Mohsin Bilal
Director, Fractal Systems
Events, 10-50 Employees
Excellent way to track petty cash.
Masud Pervez
Location Manager, Kelvin Catering Services (EMIRATES) LLC
Hospitality, 200+ Employees
Perfect fintech solution for SMEs.
Karan Chauhan
Fonder, Brands Dynamo
E-commerce, 1-50 employees
Reports can be easily generated. Also, there are options to create a report as per our needs.
Al Pada
Admin, STAMGazStroy LLP
Oil & Gas, 100-200 employees
Easy, simple, effective, excellent service team.
Dia Abu Fannas
Senior Legal Consultant
Legal Services, 1-50 employees
Excellent way to track petty cash.
Masud Pervez
Location Manager, Kelvin Catering Services (EMIRATES) LLC
Hospitality, 200+ Employees

Have questions?

What is Pemo?

Pemo is an innovative expense management platform built for small and medium-sized businesses in the MENA region. We provide a user-friendly solution to automate expense tracking, streamline approvals, and improve financial transparency—all while saving you time and effort. Think of Pemo as your partner in simplifying business finances.

Who is Pemo for?

Pemo is designed for SMEs, startups, and growing businesses looking to take control of their expenses. Whether you’re managing a team or running a business on your own, Pemo helps you reduce manual processes, eliminate errors, and stay on top of your financial game effortlessly.

What makes Pemo different from traditional expense management methods?

At Pemo, we automate and simplify expense management. Say goodbye to spreadsheets, petty cash, and manual entry errors! Our platform gives you real-time visibility and streamlined tracking all in one place—no more juggling multiple systems. Pemo empowers you to save time, reduce errors, and get a clear picture of your finances in seconds.

Can Pemo integrate with my existing accounting software?

Yes, Pemo is designed to work seamlessly with popular accounting systems, allowing for smooth data flow and easy syncing of expenses. This means you can continue using your current software while enjoying all the benefits of automated, real-time expense tracking through Pemo.

Is Pemo secure? How do you protect my business’s financial data?

Security is a top priority at Pemo. We use advanced encryption and multi-factor authentication to safeguard your data. Our platform is compliant with the highest industry standards, ensuring that your financial information is secure and accessible only to authorized users.

How much time can I save by switching to Pemo?

On average, Pemo users save hours each week by reducing manual data entry and paperwork. With automated expense tracking, easy approvals, and a user-friendly interface, you can focus on growing your business while we handle the admin. Most businesses see a 20% time savings within the first month.

Eliminate expense hassle

Join thousands of businesses saving time and money.
Book a demo