Why Pemo
Overview
Time saved means money made
Security
Pemo keeps your company data safe
Solutions
Corporate Cards
Corporate cards that automate expenses
Invoice Payments
Set your invoice payments on auto-pilot
Expense Management
Eliminate expense reports and petty cash
Accounting Automation
Pemo syncs with your accounting software
PricingContact us
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Cards that automate expenses for MENA businesses

Eliminate expense hassle with Pemo’s corporate cards and all-in-one spend management software.
Get started
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Every expense. One platform.

Pemo packs every invoice, expense, approval and spending decision into one powerful platform.

Corporate cards that automate expenses.

  • Virtual cards for online purchases
  • Cards that run on Visa (virtual and physical)
  • Real-time visibility on transactions
  • Flexibility for your teams
  • Security and control for business owners
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Integrate your accounting
system with Pemo
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Say goodbye to expense reports – get total visibility and control of employee expenses.

  • Real-time visibility of every employee expense
  • Virtual and physical cards
  • Set your own spending limits and rules
  • Automate expense claims
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Switch on the invoice autopilot. You close the deals, Pemo does the admin.

  • Automatic data extraction
  • Streamline approvals
  • Manage suppliers
  • Effortless payouts
  • Flawless ERP integration
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Save money every step, every day

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+

hours saved per month

%

visibility on operational spend

$

set up fees

Who is it for?

Pemo is only suitable for business owners that want to ditch the paperwork, effortlessly control their finances, empower their teams and crack on with what they do best: growing a business.

Whatever business sector you are in, whether you are an online headhunting company, a management consultancy, an e–commerce innovator or an ad agency, Pemo is here to unleash your company’s potential.

Tech companies

Run all your subscriptions from one place. Enable your teams to work better and faster without worrying about payments and expense reports.

Trading companies

Automate and optimise your invoice payments. Simplify your workflows and increase your team's efficiency.

Advertising agencies

Get real time visibility into your clients' marketing spend. Monitor and optimise spend levels easily.

Hospitality

Empower your distributed and temporary workforce, while staying in control of their spend.

Construction

Automate and integrate your admin. Improve data management processes and waste less time.

E–commerce

Get unique real-time insights into your clients' habits and spend. Optimise budgets and automate expense claims.

Pricing

Pemo membership
No credit card. No commitment.
Free
  • Create, send & manage invoices
  • Automate payment reconciliations
  • Up to 10 free invoice transactions each month
  • Up to 3 users (1 virtual/physical card per user)
Try now
Premium plan
No transactional fees. No additional costs.
AED149 /  Month
  • Create, send & manage invoices
  • Automate payment reconciliations
  • Unlimited invoice transactions each month
  • 5 users included (1 physical card per user, unlimited virtual cards)
  • + Additional users for AED 29/month per user
Try now

Pricing

Most Popular
Free
Up to 3 users. Up to 3 cards.
For entrepreneurs and small business owners looking to manage their day-to-day expenses.
0AED /  Month
Get started
  • Unlimited virtual cards issued instantly
  • 1 physical card per user
  • Mobile app for managing expenses on-the-go
  • Automated expense reporting
  • Spending limits per user, per purchase or per vendor
  • Up to 10 vendor invoices tracking, approval and payment per month (2 AED per additional invoice paid)
  • Spend analytics dashboard
  • Integration with popular accounting software (Quickbooks, Zoho Books and more)
  • Google Pay and Samsung Pay
Most Popular
First 3 cards FREE
Pay as you go
Unlimited users. Only pay for the cards you use.
For teams looking to streamline their spend management process and stay on top of their finances.
29AED /  Month
/ Card user
Get started
All the benefits of ‘Free’ plus:
‍
  • Company organisation in teams or departments
  • Out-of-pocket expenses enabled for users with or without a Pemo card
  • Unlimited vendor invoices tracking and approval
  • Unlimited vendor invoices paid directly from your account for free
  • Standard approval workflows
  • Live chat support
business +
Unlimited users. Minimum 20 cards.
For established companies in need for more finance automation & control, full flexibility and full service.
Contact sales for a price estimate.
Let's talk
All the awesomeness of
‘Pay as you go’ plus:
  • Custom pricing
  • Unlimited physical cards
  • Eligibility for cashback on card spending
  • Custom onboarding and training
  • Dedicated customer success manager
Get started
Book a demo
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Why PemoSolutionsCareersContactPress Room
Help CenterPrivacy PolicyTerms and СonditionsPemo cards Terms and Сonditions
The products and services mentioned on this webpage belong to Payables Technology Ltd (Pemo™), a company incorporated and registered in Dubai International Financial Centre (DIFC) with company number 5546, whose registered office is at 2145 Central Park Towers, Dubai International Financial Centre, Dubai, UAE. Pemo is a financial technology provider, not a Bank. Pemo does not offer or provide any banking or financial services through itself or affiliated entities. The Pemo card is issued by Mashreqbank PSC, pursuant to license by Visa. Visa is a registered trademark of Visa Inc. Nymcard Payment Services LLC is authorised by the Central Bank of The UAE, holding the Retail Payment Services and Card Schemes license license in accordance with the Decretal Federal Law Bo. (14) of 2018 regarding the Central Bank & Organization of Financial Institutions and Activities, and Regulatory Framework.

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