Time saved means money made

Pemo packs every invoice, every expense, every approval and every spending decision into one powerful platform.

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Every expense. One platform.

Invoice payments

Corporate cards

Expense management

Approval flow

Real-time reporting

Accounting automation

How to get started

1.
Sign up to Pemo. It only takes a few minutes
2.
Let's verify your identity. Meanwhile you can already enjoy part of our functionalities
3.
Your account is verified. You can load your wallet, invite your team and experience better spending habits

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Why choose us

Secure

Two-factor authentication gives your business an extra line of defense even with automated real-time payments, approvals and sensitive company information.

Easy, fast, transparent

Pemo gives you instant, data-rich, real-time insights on absolutely every expense, invoice and pending payment.

Always on

Pemo never sleeps. You can track every penny spent, every approval, receipt and budget analysis in real-time, 24/7, wherever you are.

Use cases

Streamline invoice payments

With 80% of their invoices coming from different countries and multiple currencies, Pemo has become indispensable to this rapidly growing trading company, allowing it to save time and money by controlling, planning, reviewing and paying supplier invoices in one secure platform.

Smart corporate cards for your team

By providing its temporary events team with virtual and physical cards, and by using Pemo to run its clients’ Google Ads, this creative agency gains transparency and a real-time view on budget spend.

International expansion made easy

With teams operating and scaling this firm’s growing regional operations, Pemo is used to empower local teams to buy whatever they need, when they need it whilst using the Pemo bill product and lower FX to settle supplier invoices from Europe and the US.

Our approach

We empower business owners to be successful

Pemo is specifically designed to empower business owners with total control of their finances, at any point in time, autonomously and quickly.

With every spend packed into one incredibly easy to use platform, Pemo saves time and money–unleashing business success.

We are hiring

Join the fintech evolution journey

We have hand-picked an incredible team of passionate digital practitioners who understand the power of the digital economy and the intrinsic value of Pemo as an enabler of business success. We are growing fast and hungry for talent.

See jobs

Our partners

cherry ventures

antler

BY venture partners

speedinvest

BY venture partners

fintech collective

cherry ventures

antler

BY venture partners

speedinvest

BY venture partners

fintech collective

cherry ventures

antler

BY venture partners

speedinvest

BY venture partners

fintech collective

cherry ventures

antler

BY venture partners

speedinvest

BY venture partners

fintech collective

FAQ

What is Pemo?

Pemo is an all-in-one spend management solution that empowers businesses by packing every company invoice, expense, approval and spending decision into one powerful platform. With automated approval flows, direct accounting integration and real-time reporting, Pemo allows business owners to save time and money so they can get on with what they do best.

Is Pemo a business bank account?

Pemo is not a bank. We’re a spend management solution that helps businesses pay for the things they need more efficiently and have a complete overview of all transactions. We connect your Pemo account to your business bank account, so you can transfer funds as needed.

How secure is Pemo? What guarantees do I have?

We take security very seriously. We’ve added two-factor authentication steps to every action to give your business an extra line of defense, even with automated real-time payments and approvals, and to protect sensitive company information.

Do you offer credit on Pemo cards?

We do not offer lines of credit for our customers at the moment. We’re looking into though, stay tuned!

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The products and services mentioned on this webpage belong to Pemo Payments Service Provider L.L.C., a private limited company incorporated in the United Arab Emirates with registered number 1081638 and registered address at office no. 09-124, 8th & 9th Floor, The Office 4, We Work, One Central, Dubai World Trade Centre, Dubai, United Arab Emirates. Pemo is a financial technology provider, not a Bank. Pemo does not offer or provide any banking or financial services through itself or affiliated entities. The Pemo card is issued by Nymcard PSP LLC, pursuant to license by Mastercard/Visa. Nymcard Payment Services LLC is authorised by the Central Bank of The UAE, holding the Retail Payment Services and Card Schemes license in accordance with the Decretal Federal Law Bo. (14) of 2018 regarding the Central Bank & Organization of Financial Institutions and Activities, and Regulatory Framework.

Questions?

hello@pemo.io

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