Every account on this list will hold your dirhams and give your company an IBAN.
The 10 business bank accounts below differ in what happens to the money between arrival and departure, which is how I've grouped them, with the balance requirement and the monthly cost for each.
TL;DR
- The Pemo Business Account, provided by ruya, is the best business bank account in the UAE in 2026, because idle funds go into Wakala deposits paying up to 3.75% expected annual profit, with Bill Pay settling vendor bills from the same balance.
- Wio Business, Mashreq NeoBiz, and UP by CBD open without a branch visit and charge a flat monthly subscription with no minimum balance.
- Emirates NBD, ADCB, FAB, and RAKBANK price most of their SME packages around an average monthly balance, with fall-below fees when you dip under it.
- ADIB and Emirates Islamic run Shari'ah-compliant tiered packages; ADIB's Business Connect swaps the minimum balance for a flat AED 125 a month.
- Minimum balances vary more than monthly fees do: Emirates NBD's Prime package asks for AED 50,000, FAB's Business Basic for AED 10,000, ADIB's Business One for a balance above AED 5,000, and the Pemo Business Account for nothing at all.
What are the best business bank accounts in the UAE in 2026?
The best business bank account in the UAE in 2026 is the Pemo Business Account, provided by ruya, as one account balances both pays expected profit through Wakala deposits and pays your vendors through built-in accounts payable automation.
Prices appear as each provider displays them on its own pages.
Here are the 10 best business bank accounts in the UAE in 2026 from my research:
To make this list, an account had to meet four conditions:
- Held in the company's name with its own UAE IBAN.
- Open to UAE-registered companies, subject to each provider's acceptance criteria.
- Digital application available, meaning no branch appointment to get started.
- Fees published, on a pricing page, in a Key Facts Statement, or in a schedule of charges. UP by CBD is the one exception: its plan prices only appear inside the app, and I kept it because it is the newest zero-balance account from a licensed UAE bank.
Which business bank account in the UAE pays profit on idle cash and runs your payables?
One account here pays expected profit on idle funds through Wakala deposits and clears vendor bills through Bill Pay from the same balance: the Pemo Business Account, provided by ruya.
#1: Pemo Business Account, provided by ruya
The Pemo Business Account is a UAE business bank account in your company's own name, with its own IBAN, opened with ruya and run entirely from the Pemo web and mobile apps.
ruya is the UAE-licensed Islamic bank that holds the licence and the deposits; Pemo builds and runs the software around them.
Disclosure: Pemo is our platform. The limits are listed alongside the strengths.
Four pieces make up the account: 👇
Idle funds move into Wakala deposits paying up to 3.75% expected profit
Money waiting in a current account for next month's bills often returns nothing.
The Pemo dashboard lets you place the part of the balance you won't touch this week into a ruya Wakala deposit, then collect it plus the expected profit when the term ends.
Under a Wakala arrangement the bank invests the money as your agent and pays an expected profit at the end of the term.
The expected profit rate depends on the tenor you choose:
- 1 day: 2.50% expected profit per annum.
- 7 days: 3.00% expected profit per annum.
- 1 month: 3.65% expected profit per annum.
- 3 months: 3.75% expected profit per annum.
- 6 months: 3.50% expected profit per annum.
- 12 months: 3.50% expected profit per annum.
The smallest deposit is AED 5,000, and the largest is AED 5,000,000, with profit credited when the term matures.
Closing a deposit before maturity is allowed, but the profit on it is lost.
You cannot redeem part of a deposit.
💡 ruya sets the rates under its own terms, and terms and conditions apply to every deposit. The figures shown are estimates that can vary with market conditions.
➡️ For example, AED 1,000,000 at the 3.75% rate is AED 37,500 of estimated expected profit a year, or about AED 3,125 a month.
Bill Pay turns an invoice into an authorised payment without leaving the account
Paying a vendor from a traditional business account means keying the beneficiary into online banking and then chasing a signatory for a second login.
Bill Pay, the payables workflow built into the Pemo Business Account, removes those steps.
- Get the invoice in any way you like: a photo, a file upload, or a forwarded email all work, with Pemo's AI reading off the details.
- Approval routing in one place: the bill follows the approval rules your admins and accountants set in company settings, the same way Pemo's card expense policies are set up.
- A code to release funds: once approved, your company's Payment Order Authoriser confirms the payment with a one-time SMS code.
- Several bills in one release: approved bills can be grouped into a batch and authorised together.
- The vendor hears from you automatically: an email goes out to the supplier when the payment leaves.
Outgoing local payments travel over Aani, the UAE's instant payment rail; anything under AED 50,000 usually lands within minutes during business hours.
Paying a vendor abroad isn't possible yet, since the account only sends AED within the UAE for now.
Every payment passes a maker-checker and a fraud check before money leaves
Two common fraud routes in accounts payable are a changed IBAN and a duplicate invoice.
The Pemo Business Account checks for both automatically.
- Two people on every payment: whoever prepares a payment cannot release it. Preparing and approving can be spread across the team; releasing funds belongs to the designated Payment Order Authoriser alone.
- Flags raised before release: a bill submitted twice, a vendor being paid for the first time, and an IBAN that doesn't match are each flagged before any money moves.
- Invoice checked against purchase order: the invoice is validated against the purchase order before the payment goes through.
- A log of everything: every action on every payment is recorded.
💡 Corporate banking has separated preparer from releaser for a long time; here it's switched on for an SME account from day one.
The account feeds your cards, your cheques, and your accounting software
No fintech account can skip the job of receiving money.
The Pemo Business Account handles the older payment rails for that reason.
- Get paid into the IBAN: customers pay straight into the account, whether from a personal account or a company account, in the UAE or abroad.
- Cheques without a branch trip: ruya's courier partner JMBR collects the cheque from a location you arrange and delivers it to the bank for clearing.
- Fund your Pemo cards: transfer from the account into the separate prepaid Card Wallet that pays for Pemo's virtual, physical, and single-use corporate cards.
- Books updated on settlement: when Bill Pay settles an invoice, the entry reaches QuickBooks, Zoho, or Xero already marked as paid.
Every balance appears inside Pemo; there's no second ruya login to manage.
WPS salary payments, scheduled payments, payment links, and international transfers are on the roadmap.
Pricing
The Pemo Business Account is priced as a subscription plus a per-transfer fee.
- Subscription: AED 99 a month at the current discount, against a list price of AED 200. The first 100 companies that open an account pay no subscription until the end of 2026.
- Local transfers: AED 0.50 each, all-in.
- Getting started: nothing to open the account, no balance to maintain, and no ceiling on what you hold.
- Wakala deposits: AED 5,000 to AED 5,000,000.
Accounts typically open within one to three working days of the paperwork being complete; bank statements are optional at onboarding.
Pemo's spend management plans (Starter, Premium, and Enterprise) are listed on the pricing page; the subscription above is what the help centre publishes for the account itself.
You can apply to open an account or book a call with our team if you'd like to see Bill Pay run against your own invoices first.
Pros and Cons
✅ Up to 3.75% expected annual profit on idle funds.
✅ Nothing to open the account, no balance to maintain, and AED 0.50 local transfers.
✅ Payables automation with approval controls inside the bank account.
✅ Typically opens in one to three working days without a branch visit.
✅ Can be your company's first business bank account.
❌ AED transfers within the UAE only for now.
❌ No partial redemption on Wakala deposits.
Which digital-first business bank accounts in the UAE can you open without a branch visit?
The three accounts below come from licensed UAE banks that let you apply and start transacting from an app or a browser:
#1: Wio Business
Best for: Teams holding several currencies who need more than one person inside the account, each with different permissions.
Similar to: Mashreq NeoBiz, UP by CBD.
Wio Bank PJSC runs Wio Business as an app-first account for UAE companies, with Abu Dhabi as its home base and the Central Bank of the UAE as its regulator.
Wio Business publishes a full schedule of fees on its pricing page, which makes it one of the easier accounts here to cost out before applying.
Features
- Multi-currency accounts: free accounts in AED, USD, EUR, GBP, CAD, AUD, and CHF on both plans.
- Team access: roles and permissions for 2 users on Essential and 10 on Grow, with extra users at AED 26.25 each.
- Virtual cards: up to 100 active virtual cards free, with one physical card included.
- Saving Spaces: up to 3% per annum on the Grow plan, with Fixed Saving Spaces of 1, 3, 6, or 12 months paying up to 3.5%.
- Invoicing and payroll: free invoicing with payment links, and WPS salary files included with the plan.
Pricing
Wio Business has two plans, both with no minimum balance:
- Essential: AED 99 per month. Includes 2 free users, 10 free local transfers per month (AED 1.05 each thereafter), SWIFT transfers at AED 52.50 each, and 1 WPS salary file per month. Saving Spaces pay no interest on this plan.
- Grow: AED 249 per month. Adds 10 free users, unlimited free local transfers, SWIFT transfers at AED 26.25 each, 3 WPS salary files per month, and up to 3% per annum in Saving Spaces.
Pros and Cons
✅ Seven currencies at no extra cost.
✅ Accounting connections to Zoho, Wafeq, and Fiskl.
✅ A published fee schedule with no minimum balance on either plan.
✅ Business credit, subject to approval, with 2% credit card cashback capped at AED 2,000 a month.
❌ Savings interest is only available on the Grow plan.
#2: Mashreq NeoBiz
Best for: A new company that wants a mainstream bank's name on the account without a balance to maintain.
Similar to: Wio Business, ADCB.
Mashreq built NeoBiz for companies that want a long-established bank without the paperwork cycle that usually comes with one.
The account opens online with a trade licence, a memorandum of association, proof of address, and identity documents.
A representative calls if anything else is needed.
Features
- Free local fund transfers: included on both Pro and Pro Plus.
- Free WPS salary transfers: salary files run through the account at no charge.
- Multi-currency support: EUR, CAD, USD, GBP, AUD, NZD, JPY, and SAR alongside AED.
- Free-for-life debit card: with a cheque book and 24-hour online and mobile banking.
Pricing
Mashreq NeoBiz has two subscription tiers, neither with a minimum balance:
- Pro: AED 99 per month. Includes zero fall-below fee, free local fund transfers, and free WPS salary transfers.
- Pro Plus: AED 199 per month. Adds a 3% yearly interest rate on AED and USD balances kept in the current account, subject to Mashreq's terms.
Pros and Cons
✅ A large bank's balance sheet behind a digital account.
✅ Free local and WPS transfers on the entry plan.
✅ At least eight foreign currencies alongside AED.
❌ Branch banking is limited, as the Key Facts Statement notes.
#3: UP by CBD
Best for: Micro and small businesses, especially in Dubai, that want a bank account and a business credit card the same week the licence is issued.
Similar to: Wio Business, Pemo Business Account.
Commercial Bank of Dubai launched UP by CBD in July 2026 as a mobile bank for micro and small businesses.
Because the app connects to the Dubai Unified Licence, a newly licensed company can move from registration to an active account inside the same journey, according to CBD.
Features
- Mobile onboarding: the app verifies you digitally and connects directly to the Dubai Unified Licence and other trade licence authorities.
- Business credit card from day one: eligible companies get an instant credit card, with limits that grow with the business.
- Nothing to keep on deposit: the account carries no minimum balance, with subscription plans chosen inside the app.
- Payments and payroll: local and international transfers, card controls, and WPS payroll from one app.
Pricing
UP by CBD has three subscription plans, none of which asks for a minimum balance:
- Start: AED 49 a month on a six-month offer, covering 5 local payments, 1 international transfer, and 1 payroll run each month, with 1% savings interest a year.
- Power: AED 99 a month, covering 50 local payments, 3 international transfers, and 3 payroll runs each month, with 2% savings interest a year.
- Scale: AED 199 a month, covering unlimited local payments, 5 international transfers, and 5 payroll runs each month, with 3% savings interest a year.
Pros and Cons
✅ Licence-to-account journey through the Dubai Unified Licence.
✅ Backed by Commercial Bank of Dubai, a bank licensed by the Central Bank of the UAE.
✅ Instant business credit card.
❌ Launched in July 2026, with little independent user feedback yet.
Which established UAE banks offer tiered SME business account packages?
The six banks below price most of their SME packages around the average balance you keep, which makes the balance you can hold the first filter:
#1: Emirates NBD Business Banking
Best for: Businesses that will use branches, trade finance, and cash management as much as the current account itself.
Similar to: FAB, Emirates Islamic.
Six packages, from Connect to Platinum, make up Emirates NBD's Business Banking range, each one tied to a different average balance, with a seventh, Emirati Business, reserved for companies owned by UAE Nationals.
Behind the packages are 69 branches, over 500 ATMs and cash deposit machines, and 8 Business Banking centres across the UAE.
Features
- businessONLINE: the bank's online platform is included free on every package, with a mobile app alongside it.
- Cash management: salary payments through WPS, supplier payments, direct debit collections, and post-dated cheque warehousing.
- Business cards: business debit cards with daily purchase limits from AED 125,000, plus business credit cards with a corporate liability waiver.
- Trade and treasury: a trade finance hub, spot trades in more than 25 currencies, and forward contracts.
Pricing
Emirates NBD prices its business packages on a minimum monthly average balance, with a fall-below fee if you drop under it:
- Connect: no minimum monthly average balance. Built for startups and professional licence holders who only need online access, with limited branch access, higher transaction fees, and no relationship manager. A monthly fee applies, per Emirates NBD's FAQ; the amount isn't shown on the packages page.
- Proprietor: AED 50,000 minimum average balance for sole establishments, with a fall-below fee of AED 250 per month.
- Prime: AED 50,000 minimum average balance, a fall-below fee of AED 150 per month, plus an AED 99 relationship fee every month whatever the balance.
- Preferred: AED 200,000 minimum average balance, a fall-below fee of AED 300, and no monthly relationship fee.
- Prestige and Platinum: AED 500,000 and AED 3,500,000 minimum average balances, with fall-below fees of AED 750 and AED 1,500.
Pros and Cons
✅ Sixty-nine branches and 8 dedicated business centres across the UAE.
✅ Trade finance, treasury, and cash management under one relationship.
✅ businessONLINE included at no subscription fee.
❌ Prime carries an AED 99 monthly relationship fee even when the AED 50,000 balance is maintained.
❌ Connect has limited branch access and higher transaction pricing.
#2: ADCB
Best for: New companies trading only in AED that want a zero-balance account from a large bank.
Similar to: Emirates NBD, RAKBANK.
ADCB splits its SME offer three ways: a zero-balance SmartStart account, a tiered Business Account, and an e-business account for online traders.
All three are also available as Shari'ah-compliant variants through ADCB Islamic.
Features
- SmartStart for AED-only trading: takes cheque and cash deposits in dirhams only, with the first cheque book free and a business debit card.
- ProCash online banking: SmartStart clients bank through ProCash, with WPS salary payments at no charge.
- Tiered Business Account: Silver, Gold, and Platinum packages with 4 free cheque books a year, 1 a month, or 3 a month respectively.
- Upgrade path: after a year on SmartStart, a company can ask ADCB to move it to a Business Account, which opens up foreign currency.
Pricing
ADCB publishes the balance requirements and charges for each account type in its business account FAQ:
- SmartStart: zero minimum balance, with a monthly service fee of AED 125 listed on the product page. Foreign currency and cross-border transactions aren't allowed on this account.
- Business Account Silver: an average balance of AED 10,000 keeps the account free; a month under it costs AED 150; 15 teller transactions a month included.
- Business Account Gold: AED 50,000 average balance; a month under it costs AED 200; 30 teller transactions a month included.
- Business Account Platinum: AED 100,000 average balance; a month under it costs AED 300; teller transactions free.
- e-business Account: zero minimum balance and AED 1,800 per year collected upfront.
ADCB's FAQ states that finance, covered card, and trade finance facilities aren't available in this business segment unless the company upgrades to a Commercial account.
Pros and Cons
✅ SmartStart asks for no balance at all.
✅ No maintenance charge on Business Accounts when the balance is maintained.
✅ Free WPS payroll through ProCash.
❌ SmartStart cannot send or receive foreign currency.
❌ ProCash access costs Business Account clients AED 210 a month extra.
#3: RAKBANK
Best for: A first account with no balance requirement and four currencies, from a bank that also lends to SMEs.
Similar to: ADCB, FAB.
RAKBANK's business banking starts with the zero-balance RAKstarter account and moves up to a Business Current Account at AED 25,000.
Both accounts come in AED, USD, EUR, or GBP, with applications through RAKBANK's Quick Apply platform.
Features
- RAKstarter: no ledger fee and no minimum balance to maintain, one free cheque book a year, and interest on larger balances.
- Business Current Account: an AED 25,000 minimum average monthly balance, monthly statements, and access to a relationship manager.
- Interest on balances: 0.10% per annum on AED balances from AED 500,000, rising to 0.25% above AED 15,000,000.
- SMEsouk: a digital marketplace with business toolkits, partner deals, and a B2B listing area for RAKBANK's SME customers.
Pricing
RAKBANK publishes its business account charges in a PDF service and price guide, with no plan table on the product pages:
- RAKstarter: no balance requirement, with the monthly account maintenance fee waived for the first month, according to RAKBANK's service and price guide.
- Business Current Account: AED 25,000 minimum average monthly balance, with a monthly fee for not maintaining it and a monthly maintenance fee that is waived at AED 250,000 or more.
- Business Elite: a premium tier for companies holding higher balances.
Pros and Cons
✅ RAKstarter pairs a nil balance requirement with four currencies.
✅ Digital opening through Quick Apply.
✅ A dedicated SME ecosystem in SMEsouk.
❌ Interest only starts at AED 500,000.
#4: FAB
Best for: Exporters and service firms paid from abroad who want inward foreign currency transfers credited free.
Similar to: Emirates NBD, ADIB.
First Abu Dhabi Bank prices its business accounts on the balance you keep, with three current account tiers and no separate relationship fee.
Free inward remittances in both local and foreign currency apply to every current account tier.
Features
- Three current account tiers: Business Basic, Business Advantage, and Business Preferred, all in AED and multi-currency options including USD, GBP, JPY, and EUR.
- Reporting: bank statements, online statements, and MT940 online reporting for reconciliation.
- Business Call Account: available to UAE residents and non-residents with an AED 10,000 minimum balance and interest on the balance.
- Fixed deposits: terms from 1 week to 10 years from AED 50,000, with premature withdrawals permitted.
Pricing
FAB's Key Facts Statement for business accounts pairs each tier with the balance it expects and the charge for missing it:
- Business Basic: AED 10,000 average monthly balance, AED 250 deducted for any month you finish below it, no relationship fee.
- Business Advantage: AED 250,000 average monthly balance, AED 350 for a month below it, plus a dedicated relationship manager and unlimited cheque books at no charge.
- Business Preferred: AED 500,000 average monthly balance, AED 500 for a month below it, plus free teller transactions.
Pros and Cons
✅ Free inward remittances, local and foreign currency, on every tier.
✅ No relationship fee on any tier.
✅ MT940 reporting for finance teams reconciling in an ERP.
❌ Relationship manager only from the AED 250,000 tier.
#5: ADIB
Best for: Businesses that want a Shari'ah-compliant account and a clear side-by-side view of what each package costs.
Similar to: Emirates Islamic, FAB.
Abu Dhabi Islamic Bank publishes a side-by-side package page for its business accounts, which is rarer than it should be.
Accounts can be applied for through the ADIB Direct app or online portal, provided the company is UAE-registered and single-layered.
Features
- Four account packages: Business Connect, Business One, Business Premium, and Business Elite, plus a Merchant Account.
- ADIB Direct: online banking with no setup or monthly charge on every package.
- Business Wakala Deposit: a Shari'ah-compliant deposit product for surplus business funds.
- ADIB Business Souq: a marketplace of business services for the bank's SME customers.
Pricing
ADIB's package comparison page lists the minimum monthly average balance and the monthly charge for AED accounts:
ADIB's package comparison page lists the minimum monthly average balance and the monthly charge for AED accounts:
- Business Connect: no minimum balance, a monthly maintenance fee of AED 125 per account, 1 free teller transaction a month, and AED 50 per additional teller transaction. Available only for business categories that meet ADIB's acceptance criteria.
- Business One: minimum monthly average balance above AED 5,000, monthly charges of AED 450, and 3 free teller transactions a month.
- Business Premium: minimum monthly average balance above AED 250,000, monthly charges of AED 350, and 7 free teller transactions.
- Business Elite: minimum monthly average balance above AED 750,000, monthly charges of AED 125, a dedicated relationship manager, 15 free teller transactions, and preferential FX rates.
- Merchant Account: AED 100 a month, waived when the balance is above AED 200,000, with 3 free teller transactions.
Pros and Cons
✅ Every package charge on one comparison page.
✅ Business Connect drops the balance requirement entirely.
✅ Wakala deposits available alongside the current account.
❌ Monthly charges run highest on the smallest tier: AED 450 on Business One above AED 5,000, against AED 125 on Business Elite above AED 750,000.
#6: Emirates Islamic
Best for: A first Emirates Islamic relationship where most transactions will happen online.
Similar to: ADIB, Emirates NBD.
Emirates Islamic, the Shari'ah-compliant arm of the Emirates NBD group, aims its Business Digital package at companies that are new to the bank.
The package trades a lower balance requirement for a mandatory business debit card and preferential pricing on online transactions.
Features
- Preferential online pricing: lower charges for transactions made through smartBUSINESS e-banking.
- Business debit card: lets you draw up to AED 50,000 a day; Emirates Islamic issues it on single-signatory accounts only.
- Dedicated relationship manager: included on the Business Digital package.
- Cash management and payroll: a cash management suite, WPS payroll solutions, and the businessONLINE platform.
Pricing
Emirates Islamic sets eligibility for each business package by average monthly credit balance:
- Business Digital: AED 10,000 or more in average monthly credit balance, open only to companies with no existing Emirates Islamic relationship. A business debit card is compulsory.
- Business Premium: AED 50,000 or more in average monthly credit balance, with access to investment saving accounts and fixed deposits.
- Business Gold, Platinum, and Diamond: Gold is filed under "Running Your Business" and Platinum and Diamond under "For Established Business" on Emirates Islamic's site, with charges published in the business banking schedule of charges.
Pros and Cons
✅ AED 10,000 entry threshold for a Shari'ah-compliant package.
✅ Relationship manager on the entry package.
✅ The Emirates NBD group's digital platforms behind it.
❌ Only companies new to Emirates Islamic can take the Business Digital package.
❌ The mandatory debit card is only issued on single-signatory accounts, which leaves joint-signatory companies unable to qualify.
What else should you know before opening a business bank account in the UAE?
Before opening a business bank account in the UAE, you should know who holds the licence, whether a new company qualifies, how expected profit differs from interest, and which accounts charge fall-below fees.
Is Pemo a bank?
No. Pemo builds and runs the software; the account, the IBAN, and the deposits belong to ruya, a UAE-licensed Islamic bank.
Your company holds a proper UAE business bank account in its own name, opened with ruya through Pemo.
What Pemo adds is the layer around it: payables automation, approval workflows, corporate cards, and the accounting connection.
Can a new company open a business bank account in the UAE without an existing account?
Yes, several accounts on this list accept companies with no prior banking relationship.
The Pemo Business Account can be the first account a company ever opens; bank statements are optional at onboarding.
Wio Business, Mashreq NeoBiz, UP by CBD, ADCB SmartStart, and RAKBANK's RAKstarter are also aimed at small and newly formed companies.
What is a Wakala deposit?
A Wakala deposit is a Shari'ah-compliant term deposit in which the bank invests your money as your agent and pays an expected profit when the term ends.
The word expected matters because Pemo's page states that actual profit may vary with market conditions.
With the Pemo Business Account, tenors run from one day to twelve months, with the 3-month tenor paying the highest expected rate at 3.75% per annum.
Do UAE business bank accounts charge fall-below fees?
Most balance-based packages do.
Emirates NBD, ADCB, FAB, and RAKBANK each publish a monthly charge that applies when your average balance drops under the package threshold; Emirates Islamic lists its charges in a separate schedule.
Subscription-based accounts such as the Pemo Business Account, Wio Business, Mashreq NeoBiz, and ADIB Business Connect charge a flat monthly fee with no balance requirement.
Next steps: apply for a Pemo Business Account
If you keep a large balance and want a branch nearby, the established banks above are built around exactly that relationship.
A flat subscription and a fast digital opening point you to the digital-first accounts.
Where the money should be working between the day it arrives and the day it pays a vendor, the Pemo Business Account is the one built for that.
What your finance team gets with the account:
- Expected profit on idle funds through Wakala deposits paying up to 3.75% per annum.
- Bill Pay that reads the invoice and releases the approved payment from the same account.
- Maker-checker controls that keep the person preparing a payment from being the one who releases it.
- Fraud checks that flag a duplicate invoice, an unfamiliar vendor, or a changed IBAN before funds move.
- Accounting sync that posts each settled invoice to QuickBooks, Zoho, or Xero as paid.
- Nothing to open it and no balance to keep, with AED 0.50 local transfers.
You can apply to open a Pemo Business Account or book a call with our team to see why over 10,000 companies in the MENA region have chosen Pemo.
⚠️ Disclaimer: This article was last updated on the 3rd of September, 2026, and if there's any misinterpretation of the information, please contact us, and we will fact-check it. Pemo is a financial technology platform and holds no banking licence; the Pemo Business Account is provided by ruya, a UAE-licensed bank. This article is not legal, tax, or accounting advice.
